Dues & splits
Payback · OweJar
Track who owes whom. Split expenses. Settle up.
Record money you gave, got and spent, split bills with friends and groups, follow repayments, and ask ChatGPT or Claude how things stand. On the web it is called OweJar, and every feature there is free.
Scan to install
Point your phone camera here. It opens the right store for your device automatically; on a computer it opens the web version.
nive.sh/apps/payback/launch
Screenshots
A look inside
Tap any image to zoom · 10 screens
What it does
Built for the parts people actually forget
- 01
I gave, I got and I spent entries, partial and full repayments, and one clear balance for every person.
- 02
Split expenses equally, by exact amounts or by percentage. Groups, guests and invite links are free for every account.
- 03
Bills, subscriptions and daily deliveries with due dates and reminders, plus recurring entries that repeat on their own.
- 04
Shareable statements as PDF, print or private link, and monthly insights by category and group. Currencies are never mixed.
- 05
Connect ChatGPT, Claude or any MCP assistant with permissions you choose. It never connects to your bank or moves money.

On the web as OweJar
The same ledger in your browser. Everything on the web is free, and you do not need the phone app.
Open owejar.comAvailability
Live on the App Store and Google Play · Free on the web as OweJar
- Pricing
- Free on the web for every account. OweJar Pro, bought in the phone app, adds multi-device sync.
- Privacy
- Phone records live on your device first, with encrypted backups you control. Only you see your private book.
- Languages
- Nine languages in the phone app; English and Hindi on the web.
Learn more
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Also built by me.
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Need similar execution quality for your product?
From data model to App Store review, I ship the whole thing. Email hey@nive.sh or book a call to talk it through.